Your State’s Law
The Part a National
Question Bank Cannot Fake
License law, agency disclosure, trust-account rules, transfer taxes, landlord-tenant rules and the contracts your state actually uses — built for your state, and dated so you can see how current it is.
Roughly a third of a two-portion exam is your state’s law, and in three of the largest states it is woven through the whole thing.
The problem
“State Law Varies” Is Not a Study Aid
Open almost any exam-prep package and the state material is a thin layer cut from one national file.
It has to be, because building fifty-one of them properly is fifty-one separate jobs that never finish.
The national portion is genuinely national: an estate in fee simple is an estate in fee simple in every state. The state portion is not like that at all. It asks how many days you have to deposit earnest money into the trust account, which disclosure has to be delivered before which event, what your commission calls the thing every other state calls something else, how long a license lasts and what happens if it lapses, and which of those rules changed last year. None of it can be inferred from the national material, and a summary that says the rules “vary by state” is a way of not answering the question.
Your license act and your commission’s rules
What the act requires of a licensee, what the commission’s rules add on top of it, what the commission can do to you and for what, how a license is issued, renewed, transferred and lost. Built from what your state publishes, not paraphrased from a neighbor state.
Agency, the way your state defines it
Who becomes a client and when, what has to be in writing, which disclosure is delivered at which moment, whether your state permits the arrangements a neighboring state forbids, and what the relationship is called when it is not a client relationship at all.
Trust accounts, to the day
Where the money goes, how many days you have to get it there, what commingling is in your state’s words, who may withdraw and for what, how the account is reconciled — and the disciplinary consequence, which is the part the exam most likes to ask about.
Transfer taxes and the local arithmetic
Who pays, on what basis, at what rate, and with which exemptions — which is a state-law question wearing a math question’s clothes, and one of the reliable ways to lose points on both sections at once.
Landlord and tenant, and property management
Security-deposit limits and deadlines, notice periods, habitability, what a licensee may and may not do in a management role in your state, and the leases your state’s market actually runs on.
Disclosure, in your state’s order
Property condition, lead-based paint where federal law reaches, the environmental and natural-hazard disclosures your state adds, agency disclosure timing, and what your state says about a fact a seller would rather not mention.
The simulation
Two Clocks, Two Passing Scores,
Two Readiness Estimates
If your state examines two portions separately, practicing them as one blended test teaches you the wrong pacing and hides the half you are actually short on.
The national portion, on its clock
Composed to the published section distribution — not a round eighty questions pulled at random — and timed the way your state times it. When it stops, it stops.
Then the state portion, on its own
A separate clock and a separate passing mark, exactly as your state scores it. Which is what makes the difference between “I passed the practice test” and “I passed both halves of the practice test” visible before it costs you a retake fee.
A score report per portion
Broken down by section within each portion, so “short on the state portion” resolves into “short on trust accounts and on disclosure timing”, which is something you can go and do.
Readiness reported the same way
Two running estimates with their confidence shown, not one blended number. Passing one portion and failing the other is the most common way this goes wrong, and a single averaged readiness figure is exactly the thing that hides it.
Where your state writes one exam, you sit one exam — California, Florida and New York among them. The simulation follows the state, not a house style: one clock, one passing score, and the state’s own proportions of national and state material.
Currency
Agency Law Moved in 2024.
A Lot of Material Still on Sale Did Not.
Written buyer agreements and how compensation is disclosed changed in August 2024, and the states have amended their license law and their forms at different speeds since.
The exams test the current rule.
This is the failure mode of a printed book and of a question bank written once and resold: it describes the practice the author learned, and the practice moved. A candidate who studies the old rule does not merely miss the questions about the change — they answer a fact pattern confidently and wrongly, which is worse, because there is nothing in the experience to tell them they are guessing.
- Every state cluster is dated. You can see what edition of the law and which outline it was built from, and you should treat anything undated in this category with suspicion.
- Where your state has amended, it says so — including where your state’s rule now differs from what the national material would lead you to assume, which is precisely the trap the exam sets.
- A state cluster does not ship half-built. A build check refuses a state whose law layer is internally inconsistent, which is why coverage is a named list rather than a number.
- Your commission is still the authority. Nothing here is legal advice, and nothing here replaces reading the rule when it matters to a real transaction.
Rule lookup
Find the Rule, Not a Summary of the Rule
A simulated reference browser where the skill being practiced is locating the governing section — which is a real professional skill and a genuinely different one from remembering a fact.
Your state’s license act and commission rules
Search it the way you would search it in practice: by the situation you are in, not by the section number you would have to already know.
The federal acts that reach every state
The Fair Housing Act, the settlement-procedures and truth-in-lending rules, the equal-credit rule and the environmental statutes — the ones that sit above your state’s law and get examined alongside it.
A note on forms. The purchase agreements, listing agreements and disclosures your state’s market runs on are copyrighted by the associations that publish them, and even the forms a state promulgates are not ours to republish as courseware. So the documents you practice on here are built to have the same fields, the same defined terms and the same deadlines as the real ones, without being the real ones. You will recognize the shape; you are not looking at a copy.
About the State Portion
How much of my exam is state law?
I am licensed in one state and moving to another. What carries?
Do you cover my state?
Is this legal advice?
Study Your State, Not a Summary of It
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